Landlord / Rental Property
Protects your rental property, your liability, and your rental income.
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What it typically covers
- The building / dwelling
- Liability as a property owner
- Loss of rental income after a covered loss
- Other structures on the property
When you need it
If you rent out a property (1–4 units). A landlord policy covers exposures a standard homeowners policy won't.
Common questions
Can't I just use a homeowners policy?
No — once tenants are involved, you need a landlord (dwelling fire) policy. It's built for rental exposures and income protection.
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